Meet Latch, your new AI CFO
Latch plugs into your books, bank, CRM and more, then runs your finances on autopilot, 24/7.
Latch Finance OS
Not software. A hire.
Latch does the CFO and controller work that used to cost $200K/+ year — now fully done by AI agents trained on contractor finance.
Done. While you sleep.
Connect your books, bank, and CRM and more. Tell Latch what you want to know. It handles the rest — automatically, around the clock, without a $200K hire.
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Watches the numbers. Surfaces what matters.
Cash position, AP, AR, job margins, 13-week forecasts — Latch monitors them continuously and flags what's changing. Ask anything by text, anytime — like texting your CFO at 2 AM.
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Catches mistakes. Simply explains what they cost.
A miscoded transaction. A vendor quietly raising prices. A misclassified expense eating your margin. Latch finds them, fixes the story, and tells you the dollar impact — in plain English.
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Projects what's next, beforehand.
Keep bidding like this and you'll lose $80K next quarter. Cash trends say you're tight by week 9. This vendor's creep is costing 6% margin on concrete jobs. Real implications — not raw data.
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Recommends the move. Times the action.
Re-bid with a 12% material buffer. Switch from Ferguson to Sunbelt — saves $3,400/month. Hold the Patel payment until Friday. Latch ends every insight with a recommendation — like a real CFO would.
"Without Latch, we'd never be able to scale the way we have. It's been night and day"
Aze Woodard
CEO, Ace Concrete Construction
The reports a real CFO would build.
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Knows which jobs make or lose you money.
Every active job, ranked by margin. Bid-to-actual on every line item. WIP report showing what's billed, what's not, and what's at risk. Profit by rep, by service line, by branch. Most contractors guess at job profit. Latch tells you down to the dollar.
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Tells you which leads pay and dont pay back.
Cost per lead by source. Conversion rate by rep. Average job size and margin per channel. Find out Google LSA returns $8.40 per dollar while Facebook Ads returns $0.90 — then cut what's losing and double down on what's winning.
Tracks every crew. Every hour. Every dollar.
Crew utilization rates. Cycle time per job. Labor cost per service line. Warranty and callback costs by tech. The data that tells you which crews are profitable, which jobs to staff differently, and which techs are costing you.
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One location or ten. Latch sees them all.
Branch-level P&L. Service-line margins. Location ramp tracking. If you run multiple crews, multiple branches, or multiple service lines, Latch tells you which are pulling weight and which are hiding losses inside the consolidated number.
Your stack, connected
Your finances live across QuickBooks, your bank, your CRM, your inbox, your payroll, your spend tools, and more. None of them talk. Latch connects all of them — and tells you exactly what it means and what to do next.
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Your first 30 days with your new AI CFO
Today
Day 7
Day 30
Today
Get connected.
Link QuickBooks in five minutes
Connect your bank, CRM, and payroll
Done. Latch handles the rest.
Day 7
Week one. See what's hidden.
Which jobs are actually making money
When cash gets tight — before it does
Who owes you, and who's 60+ days late
Day 30
Day 30. Decide with data.
"Can I afford to scale?" → answered
"What's my real break-even?" → answered
"What do I double down on?" → answered
Built for every trade that builds, fixes, and grows.
Roofing
Track margin per square, catch creep, and know which crews make money.
HVAC
Real margin on every install, service call, and maintenance plan.
Landscaping
Profit by crew, by division, by route, by service line — in real time.
Concrete
Real cost per pour, per sub, per job. Variance flagged before your next bid.
Enterprise
Latch for multi-location, franchise, PE, and more. One unified system-one view.
Try Latch for free
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Every trade. One financial brain. Try Latch free for 14 days. Cancel anytime.
Ask AI about us.
Pick your favorite AI and ask what it thinks about Latch. No filter, no spin.
Ask Perplexity
Ask ChatGPT
Ask Claude
Your questions answered
Everything you want to know before getting started.
What is Latch?
Who is Latch built for?
Do I need to switch from QuickBooks?
Is Latch software or a service?
How long does setup take?
What if Latch doesn't work for my business?
How is Latch different from QuickBooks or a bookkeeper?
