








Everything contractors need. Nothing they don't.
One platform replaces your bookkeeper, your spreadsheets, and the guesswork. Built for contractors, powered by AI.

Job Costing Agents
AI tags every cost to the right job automatically. Budget vs. actual updates in real-time. Know which jobs make money before they're done.
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Bookkeeping Agents
Transactions categorized, matched, and reconciled — in real-time. AI learns your business. 95% autonomous by day 60.
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Latch Budgets
6 budget types: job budgets, monthly operating, marketing, overhead, office/admin, and revenue. Set targets. Watch actuals land.
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AP Intelligence
Forward a bill. AI extracts the details, codes it, and tells you what to pay and when — based on cash, due dates, and vendor priority.
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Latch Scan
Weekly scans detect fraud, duplicate payments, forgotten subscriptions, and vendor overcharges. Latch finds the waste.
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Latch AI CFO
"Can I afford a new truck?" "Will I make payroll?" Ask questions in plain English, get real answers backed by your actual data.
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What you can get done with Latch in 60 days.
From signup to financial visibility in under a week.
Today
Get connected.
- ✓ Link QuickBooks in five minutes
- ✓ Connect bank and credit cards
- ✓ Run your first Latch Scan
Day 7
See what's been hiding.
- ✓ Waste and duplicate charges surfaced
- ✓ AI agents start learning your business
- ✓ First transactions auto-tagged to jobs
Day 60
Ask why you didn't switch sooner.
- ✓ 95% of transactions handled automatically
- ✓ Books close every month without you
- ✓ Job profitability updated in real-time
Why Latch?
Jobs costed. Books done. Zero guessing.
AI agents that tag every cost to a job, close your books, and tell you exactly what to pay and when — built for contractors. One platform that shows you which jobs make money, where cash is going, and what's killing your margins. No spreadsheets. No guessing.
10+
Hours saved per week
$8400
Average waste found day one
5.0
Client Rating
95%
AI accuracy by day 60
What our clients say
Reviews from contractors who chose latch
Hired latch after doing our own books for years and always knowing I could do better. They found $43K in unbilled work our first month and now I actually know which jobs make money.
Mark W.
HVAC Contractor
Was drowning in QuickBooks trying to run a 12-person crew. The team at latch took over everything and now I get monthly videos explaining my numbers in plain English. Total game changer.
Doug S.
Plumbing Biz Owner
Switched from our old bookkeeper who just entered receipts. Latch actually shows me which crews are profitable and caught payroll errors that were costing us $800 a month.
Tom A.
Electrical Contractor
Had no clue we were losing money on commercial jobs while residential carried everything. Latch cleaned up 3 years of mess and now we bid way smarter.
Aze W.
Concrete Contractor
Was skeptical about the cost but desperately needed job costing help. Latch set up proper tracking and helped us price a $400K job accurately - would've lost money under our old system.
Mike D.
General Contractor
Moveta has streamlined our financial operations and saved us countless hours every month. The analytics are incredibly detailed yet easy to understand. Highly recommended!
Samantha Jones
CFO at BrightPath
I never thought managing my personal finances could be this simple. Moveta's real-time insights have helped me budget better and save more each month
Michael Carter
Freelance Web Developer
Moveta has streamlined our workflows and improved efficiency. The interface is intuitive and effective. Highly recommended!
Anita Ramesh
Manager at GlobeSync
As a global business, tracking multiple currencies was always a hassle—until we found Moveta. Their platform is seamless, and the support team is phenomenal!
Jordyn Saris
CEO, Beta Technologies
The intuitive dashboards and powerful tools have transformed the way I approach my finances. Moveta truly delivers on its promise of simplicity and efficiency.
James Rodriguez
Founder of GreenHarves
Pricing that grows with your business
Transparent monthly pricing based on expense volume and operational complexity. No long-term contracts. No hidden fees.
Core
$299+
/month
AI-powered job costing for contractors and home service businesses. Know which jobs make money — automatically.
Includes:
AI Job Costing Agents
Budget vs. actual tracking
Latch Scan (weekly)
Receipt capture via SMS
QBO + CRM integration
Unlimited jobs
Accountant
Most Popular
$499+
/month
AI-powered job costing plus fully AI bookkeeping. Books close every month. No spreadsheets. No accountant to chase.
Includes:
Everything in Core
AI bookkeeping agents
Monthly close + CPA review
T&M job costing Agents
AP Intelligence
Inbox support
Enterprise
Get Quote
Custom built for multi-location, franchise and private equity who want scalable solutions. Get dedicated support and implementation.
Includes:
Everything in Core + Accountant
Multi-location / franchise support
Dedicated account manager
Custom integrations
Latch AI CFO
Progress billing tracking
Your questions answered
Common questions about specialized financial services and what to expect when partnering with contractor-focused experts.
What is job costing for contractors?
Job costing is tracking every cost — labor, materials, subs, equipment — against a specific job so you know your true profit per project. Most contractors think they're profitable until they actually run the numbers. Job costing shows you which jobs made money, which ones lost money, and why. Latch automates this in real-time so you don't have to build spreadsheets or wait until month-end to find out.
How does AI job costing work?
Latch uses AI agents to tag every transaction to the right job automatically. When a receipt comes in, the AI extracts the vendor, amount, and line items — then asks which job it's for. You reply, it posts. Labor hours pull from your CRM or via text check-ins with your crew. Costs update in real-time, so you always see budget vs. actual before a job goes sideways.
What's the difference between cash and accrual accounting for contractors?
- Cash accounting records income when you get paid and expenses when you pay them. Accrual accounting records income when you earn it and expenses when you incur them — regardless of when cash moves. Accrual gives you a more accurate picture of job profitability and is required by most banks, bonding companies, and buyers. Latch runs on accrual by default.
How much does contractor bookkeeping cost?
Traditional bookkeepers charge $1,500–$3,000/month and still require you to chase them for reports. Add a fractional CFO ($2,000–$5,000/month) and job costing software ($200–$500/month), and you're looking at $4,000–$9,000/month. Latch replaces all of that with one platform starting at $295/month for job costing or $495/month for job costing plus full AI bookkeeping.
What bookkeeping services do contractors need?
At minimum: accrual-basis accounting, monthly reconciliations, AR/AP tracking, and clean financial statements (P&L, balance sheet, cash flow). For contractors running jobs, you also need job costing, budget vs. actual tracking, and the ability to see profit by job, crew, and service line. Latch handles all of this — plus receipt capture, AI-powered categorization, and real-time dashboards.
How do contractors track job profitability?
Most use spreadsheets — which break, lag behind, and require manual entry. Latch tracks job profitability automatically. Costs are tagged to jobs as transactions hit your accounts. Labor hours come from your CRM or daily text check-ins. Budget vs. actual updates in real-time with alerts when you're approaching the edge. You see true margin per job without doing any of the work.
When should a contractor hire a bookkeeper?
When you're spending more than a few hours a week on financial admin, when your books are behind, or when you can't answer basic questions like "which jobs made money last month?" — it's time. But you don't necessarily need a traditional bookkeeper. Latch gives you AI-powered bookkeeping that runs in real-time, closes your books monthly, and costs a fraction of a full-time hire.
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